fail`2plan=plann2fail

This bpost was extracted from unhealthy longevity

Financially, many people aim lower but end up outliving their nets eggs. I think they become dependent on family members (if they have kids). Many have adult children who struggle financially even without this added burden. Some depend on government or private annuities but statistically, the payout is usually insufficient.

My blogposts about A.Brooks also talk about planning for a late career.

— lifestyle choices affecting healthy longevity

The most fundamental and important aspect of “failing to plan” is wellness

Many in my cohort make lifestyle choices that are likely (by statistics) to reduce life expectancy by a number of months. When we hear that, we often laugh it off. We dismiss 6M (of life expectancy reduction) as negligible, given the numerous bigger factors that are often beyond our control.

I disagree. I believe statistics will prove that most of us die from biological causes such as progressive declines, not external reasons. Most longevity factors are actually within our “circle of influence”. (Even your genetic risk factors can be identified and managed — re Jolie.) Those “lifestyle choices” mentioned above are prime examples.

Life is unpredictable. Even if you do all the right things, your lifespan may still be shorter than average. Well, by the same argument,

  1. Do you tell your school kids to reduce study effort and rely on luck?
  2. Do you ignore dental hygiene and bet your teeth would survive all the “hazards” and last
  3. Do you refuse to drink milk or other bone-healthy foods and bet your young bones would grow well, and after middle age you will be free of bone issues?
  4. Do you skip annual car check-ups and trust your karma will protect you on the road?

clearer thinking->less irrational anxieties #deep#cognitive

intelligence, memory capacity, clear thinking, sharp perception … can help the individual deal with depression, pessimism, anxiety, emotional pains…

I think most pessimistic thoughts are irrational and/or biased.

“Explanatory style” .. see [[learned optimism]]

“Mindfulness” is a therapy. This therapy can even cope with brain aging… need to read more.

Memory is a muscle.. I think corrective thinking like my twister SMS is also a muscle one can improve by everyday training.

blogg .. proven to reduce irrational thoughts

— eg: anxieties about teenager kids … often irrational

##[22]faking-> slow conviction-> behavior change #mindOverBody

k_my_kindness

人就是这样,装得久了,就装得像了;装得太像、太久,不管事实怎样,自己倒是先信了。而这当然会影响之后的决定和行为。(can find on baidu.)

faking — means self-persuasion against acquired beliefs + conventional views + so-called facts.

To a lesser extent, imitating a role model has a similar effect.

— In Dec 2024, I shared the same with Edwin..

  • brank is not everything. Wellness is more important esp. on the death bed
  • brank can dissolve like clay statue in water

— 装/faking and self-talk are closely related.

Self-talk, twister-SMS, sentence completion are relevant

— examples in n around me:

  • After O-levels results in Jan 2025, I said boy did much better than I feared
  • [装] my attitudes about ITE, poly, JC
  • [装] self-rating of optimistic personality.. self-belief that I’m usually lucky .. such as H1b lottery
  • I was truly grateful to FSC
  • I was truly grateful to the flexible work hours at MLP etc
  • [[Improving your memory]]P23 self-talk about your own memory
  • [装]  Related self-belief that I have a heart of kindness [for my family members, for strangers,,,] and therefore 好人有好报 [+ve karma]
  • my and grandpa’s optimism about ah-boy
  • my decision to rent in an average school district
  • My work ethics and my professionalism
  • ..My dedication to quality in my work.. quality mindset
  • my decision on dev-till-70 and healthy longevity till 95
  • I told Jason etc that I can accept layoff if my “best effort” is not enough
  • [装] bonus .. my expectation, gratutude and reactions
  • My conservation/eco effort (doing my small part).. Example: In the luxury Conrad hotel, I was determined and consistent in saving water, reducing waste. Actions speak louder than words. I can claim to be good habitant of Planet Earth.

(unhealthy)longevity: I aim high #YY.T

In Dec 2023 I started to worry about quality_of_life in my mom’s twilight years, either in a Beijing nursing home, or a Singapore nursing home, or living with my wife (while I’m away in the U.S.), against the backdrop of her declining health.

quality_of_life is another side of VV (one of the trio).

All the scenarios appear pathetic, unappealing, scary,,, As people grow old, they are bound to experience (some or all of) mobility decline, mental decline, living away from immediate family, or outside their own comfortable n familiar home. Inevitable for many in their 80s.

Given an elderly’s health, financial and family situation, his choices are often limited. If money is not the problem (willing suspension of disbelief), then perhaps he can live with family + adequate healthcare at home [R.Teo’s dad?]. Hopefully (big hope), the in-law caregivers are able to cope, supported by plenty of external resources. This “acceptable” bar is too high to be realistic.

Before I can plan ahead, I have to give up on unrealistic expectations.

How about my ADL insurance? I now feel somewhat more vindicated.

The more children and grandchildren I have, the more resources I have available in my old age.

— update: life chances ..  healthy longevity, short glorious life ..

eg: Steve Jobs had a short but glorious life. Did he want to live longer and enjoy more life chances? I bet he did.

Have you observed aged (extende) family members or neighbors in unhealthy longevity, perhaps a burden to his loved ones? Do they want to live longer? Do they see any life chances in the remaining lifespan?


k_Kahneman .. k_def_of_success .. k_daily_battle

See also

I discussed with 92S27 classmates Wenjie and Huiyi why a longevity target of 95 is so rare and unpopular. The individual reasons vary, and depend on individual life experiences and observations.  I said there is a dominant/overwhelming opinion, a personal opinion enforced by vast majority of peers, so any opposing view would have virtually no followers. Here is how I would describe it:

  • V V) Quality (i.e. worth) of twight phase of longevity .. questionable, as the final years are perceived as usually unhealthy longevity, or limited mobility… limited/unenviable quality of life. See DALYs [ disability-adjusted life years]
  • SS) long-term nonstop Sacrifices .. required to reduce longevity risks .. is very long, painful, tangible and immediate .. nonstop from today for 30Y
  • RR) Hazards — risk reduction efficacy .. given the multitude of hazards to longevity, the achievable risk reduction is perceived as rather low and by no means guaranteed. In other words, those hazards are presumed uncontrollable. This life-chance (the chance to avoid the hazards) is perceived to be very low regardless of personal effort.
  • .. analog: covid measures were similarly perceived to be ineffective or questionable in efficacy, including vaccines, masks, distancing,,,

I said the above 3-point view has a starting point — inertia i.e. unwilling to give up the comfortable, familiar and less-than-healthy lifestyle. Therefore, these 3 factors sound like excuses. Inertia is very hard to overcome for most individuals. Change often takes a long time and a lot of soul-searching. In contrast, the alternative starting point (my ideal) is maximum longevity regardless of healthy/unhealthy (VV). I see the risk reduction efficacy as significant (RR), and I don’t care about the sacrifices (SS) — My perception of the evidence is the opposite of RR description above. I believe in BMI, workout, diet habit, regular health screening,,,. I don’t calculate the amount of risk reduction because fundamentally, it is non-quantifiable. But see the lifespan dev textbook.

Most unretired individuals have observed some /nonagenarian/ relatives or neighbors up close. I guess most of us associate these individuals with poor VV. When we learn about how their longevity was achieved, we inevitably hear a variety of long (and non-trivial) sacrifice (SS).

I aim higher on longevity .. Most unretired individuals choose , conservatively, to aim lower in terms of longevity. By “lower” I mean aim below the life expectancy at her current age. For example, when my wife is 45, her actual life expectancy is probably 90 in Singapore, but her aim could be a few years lower.

eg: my wife; my sis; Tanko; many people in developed countries.

Belief A: (VV) Subconsciously, she often believes “Less is more” i.e. her life could/would be better if it ends around 80 , better than a life with X additional years of “low quality living” perhaps /saddled/ with a chronic condition. DurationNeglect.

BeliefA2: For various reasons, many unretired individuals believe it is reasonable/legitimate to “aim lower” rather than “as long as possible”. I am not sure. A jolt question to challenge this belief:

Q: what if you end up outliving your longevity target by a decade+? Unless you are really suffering (rare), I bet you won’t want your life to end right there. The reality, as you will realize, is that despite the “reduced quality”, that extra decade is still worth living. It’s known as the golden years, rather than twilight years. I think the individual could regret some of the lifestyle decisions she made at an younger age.

I later wrote to one of my 92S27 classmates “My family is not rich.. my kids are not brainy .. My home is modest.. I have no car no maid… but I enjoy my carefree easy life one day at a time .. Trying to improve diet, exercise, sleep, reading habit etc… Life is short n tough, and I aim to make it longer n easier

— SS .. The main daily battle, as introduce by Alex of MS, was about diet. Some non-overweight individuals also engage in the daily battle, as I described to Bindi of EAP.

Other bposts under t_Promethean all beg the question “Is such a life worth living as long as possible?” SuccessZ?

In Dec 2023, I described to XH.Fu 3 examples of sacrifices .. 1) diet 2) exercise and 3) tech learning. #3 is relevant to healthy longevity because it extends my employment phase and delays retirement. Retirement often triggers a decline in wellness.

Breathing / meditation can be classfied as a form of exercise but I would rather treat it as a distinct form of self-practice. It requires discipline (sacrifice)

Another example is sexual activity. Longevity may require you to reduce and regulate sexual activity but many people don’t care.

— Locus of control (RR) .. is a perception, a explanatory style, and a personal belief.
Belief B: (related to RR) An unretired individual recognizes that his lifespan is unpredictable and believes that aiming higher is meaningless.

Beyond the longevity topic, in general, people who believe fate is beyond their control would not bother to reduce the risks. Since the effort (SS) is substantial and long-term, any personal doubt about its efficacy would frequently derail the commitment.

In contrast, people who believe in self-efficacy are motivated to improve their life chances.

— successZ .. My perception and practice on SS is typical of my self-discipline and successZ.
— self-talk and self-conviction .. are powerful across these 3 points. I now describe to more friends my SS attitude [don’t care], my VV attitude [好死不如赖活着] etc.

I also acknowledge that my self-conviction is susceptible to negative influences. I told YY.T about my dad. I can see YY’s active lifestyle is hampered by his knee injury, and something may happen to me as I age. Therefore, the 3-point self-talk is a constant battle against blackholes. I want to talk to more positive individuals, giving me positive influence.
— qualifying unhealthy_longevity (VV) .. Unhealthy longevity means below 60% of perfect health during the final 20 years. 好死不如赖活着.  In contrast,

  • Any ADL or TPD would mean a score below 50%
  • a real chronic condition would bring the score well below 60%, including wheelchair, permanent paralysis.. (However, most chronic conditions are not so serious.)
  • I would say a score of 60% is healthy_longevity
  • I would say a score of 80% is exceptional_healthy_longevity
  • 100% perfect health is unthinkable in the aging of bones/joints (mobility), eyesight, hearing, skin… let alone internal organs.

self reminder^helper reminder #zqbx

I forgot why we should avoid putting two categories

wife’s SCS screening test


k_ctbz

Background: (observing my parents) as we get older, we tend to struggle to keep track of things, esp. long-running commitments. We get overwhelmed by the multitiude of obligations.

( This bpost links up many topics, but may lack a coherent subject. Still, it is useful for now. I hope to add important reminders into this bpost. )

As of 2024, I rely on self_reminders [blog + gmail + calendar].  In general, it’s a very good idea to train ourselves to grow more self-reliant not only in school. I’m probably good at self_reminder but so is my dad in his younger years. When I lose my capacity for self_reminder, I may choose zqbx (自强不息) or I may have to accept my decline.

eg: rent payment, tax/utilities… helper_reminders
eg: self_reminder alarm clock vs parents as helper_reminder. Consider catching a flight or going for an exam…

— big brother as helper_reminder .. gov, employer, service-providers. Singapore gov is slightly better than U.S. gov.

— domain::travel [hotel,,,] lots of self_reminders needed.
I’m good at ctbz to optimize t$cost. Many people are unconcerned about the t$costs.

— domain::healthcare
Nursing home residents need a lot of helper_reminders.

I rely on self_reminder for my medication.

Many people neglect a specific health screening test, even after they find themselves in high-risk group (高风险人群). For shringles, I got vaccinated as soon as I learned from my dad. I didn’t rely on self-reminder 🙂

— domain::work
On most jobs, there are always plenty of helper_reminders

If you commit many mistakes and rely on other people to find them…. not good.
If you often miss your deadline and rely on other people to remind you… not good. Self-reminder much needed.

eg: personal assistant for senior leaders

— the binary framework .. (I like binary rather than 3-part frameworks) .. self-reminder vs helper_reminder
Definition: reminder is about completing a task in time.
Definition: Helper_reminder has a human element. (Some of those smart systems might come close.) We all know that humans are error-prone, but I choose to accept that.

self_reminder .. part of self-management, and a constant source of stress, esp. when self_reminder fails .. see penalty section.

sys1^sys2 .. I often find helper_reminder an effective relief for my sys2. Sfelf_reminder is an obligation and stressor to sys2. Responding to helper_reminder is a sys1 task, and much easier than self_reminder. I think this becomes important as we grow older.

— realized penalty .. is a (painful) third type of reminder but I won’t list it as a third type.

eg: forget to charge mobile phones before going out… a G3 failure of self-reminder. Most of the time penalty is a minor inconveience, but penalty can also be serious like unable to log in or get into a facility.

For late payment penalty Only, half the time you can appeal and reduce the penalty.

Sometimes, you receive the penalty from “Mother Nature” and can’t appeal .. like health decline, or investment oversight, or forget-to-buy/sell …

Many ineffective individuals (sometimes me too) fail to learn the hard lessons from past penalties, and do not develop a self_reminder system.

  • — A minor penalty can qualify as a helper_reminder
  • late fee for tax, credit card, utility bill
  • Giro failure

def[tyrant@rmSelf]

k_tyrant_of_rmSelf

Caution: Every section in this bpost should be related to rmSelf and its frequent evaluations.

This bpost is mostly self-exploratory, therefore highly personal. “Tyrant” is a new jargon and can be improved. Not many people use my special phrases below. Therefore very few people would appreciate this bpost, but I consider (the time spent on) this self-exploration part of self-care. The tyrant (rmSelf) inflicts pains (often on the xmSelf but also on itself i.e. the rmSelf). We can’t /dethrone/ this tyrant but we can reduce the impact and protect the xpSelf.

The tyrant of rmSelf mostly focuses on tcost, ROTI,,,, but not exclusively. Below are some other whiplashes. (I like the word “whiplash” because of “whiplash neck injury”)

— ROTI
— productivity
— involution as an efficiency whiplash
— burn or rot
— brank
— accu vs churn
— plateau
—– end of the whiplashes —–
— zsms .. often (not always) comes from rmSelf
— recreation .. unfamiliar to the rmSelf
— self-care .. too vague to evaluate by the rmSelf
— down time .. hard to evaluate. Often perceived (by rmSelf) as … idle time

fear@los`control over own body #drug

in Sep 2023, Henry Lew asked me since when I have experienced loss of control.

In my 20s and earlier, I used to worry about substance addiction. I also read about smoke cessation…

Masturbation proved beyond doubt that the biological needs can be overwhelming.

Now I’m nearing 50, I know my body is stable and will not get out of control. Appetite growing out of control remains the last concern.

— ML.Jiang described to me a situation in China — business partners would get young girls to seduce him. A typical young man would lose control.

Fear? Yes I have a healthy fear of it, so I always stay away from such situations.

— incontinence .. as we age, many would lose control over their bladder and bowel.

Fear? I don’t have a fear at this age.

##Roti@classify`廉价小货: eg@involution #unclassified #zipper

k_classify_objects

eg (earliest): classifying cheap rugs (抹布) in 十一号楼 #610 .. 内卷 without real progress.
eg: organizing (and classifying) stamp collection
eg: organizing (and classifying) old photos
eg: organizing (and classifying) books

— eg: classifying cheap screws / bolts .. too many varieties.. excessive tcost
see bpost on screw tips
bolts and nuts sorting into categories by compatibility … kinda worthwhile.

I paid SGD 14 for a new screw box because I have “intolerance” for visual clutter of dozens of small items like 4 nails spread out across one or more tables. The physical box provides a visual /boundary/.

— eg: classifying cheap clear zipper bags .. Need to improve my system.. reduce the number of categories from 8 to 5? Let’s embrace blurred boundaries..

  1. category: horizontals with aspect ratio > 1.0
  2. category: slender with aspect ratio < 0.5
  3. category: tiny ones
  4. ^^ above types can consider “throw-away”
  5. category: A4 or bigger sizes
  6. category: other rectangles

Priorities are 1) eco and 2) tcost

Q: is the tcost worthwhile (conserver/minimalist) or involution?

I guess the “efficient” family mostly use a few packs of uniform-size bags, and _never_ put a used bag back into a pack, because “rejoin” is no easy habit. Some of them might put used bags into one “misc” group.

If we aim to save cost + environment, we need to differentiate big vs small (less ROTI) zipper bags. I think that’s why my wife reuses big zipper bags. I think the total mass of plastic saved from small zippers is smaller than a few bottle.

Sugg: discard some of the smaller zippers after use, if it saves me time.

— eg: classifying cheap plastic wall plugs .. excessive and unjustified. Let’s reduce the categories.

  1. Put straight plugs together into a Level2 “straight category bag”.. all loose straight ones will go into the Level2 bag
  2. next, huge + tiny go together into a Level2 bag
  3. Misc.. remove the current zipper bags and pour them into the Level1 zipper bag.

— eg: “unclassfied” cheap objects .. an effective category… stress-prevention

  • hook scale .. perhaps dump in the hardware toolbox
  • torchlight .. keep in multiple locations .. meter rooms,

##EQ/EI #Y I bother

Q: Why do I bother to blog about EQ when I don’t care to improve my EQ (it’s fairly innate)?
A: many people in my circle talk about EQ frequently. They are mostly Chinese. Many of the most important “talks” are about my EQ, usually in private. (In contrast, some less in-depth “talks” mention EQ as a generic personal strength/weakness.) In any case, I often have to reflect on my EQ and reflect on the broader framework of EQ, because it is usually a hot potato that I can’t swallow/ignore.

BTW, China follows a loose definition of EQ (qing2shang1) that’s different from Goleman’s definition in many ways.

j4 bpost: EQ/EI has a rich literature around it. Bulk of it is about leadership, but irrelevant to me and brushed aside in the bpost. The remaining “relevant” literature is still rich in quantity and quality. The literature makes for a good topic in my blog.

j4 bpost: I do see some actionable pointers in the EQ literature. Perhaps I can take some action in some of the domains.

— domain: communicating with grandparents during their last few years

— domain: parenting

— domain: strengthen our marriage
conflict resolution

— domain: job interview

— domain: keeping a (good) job
performance review

— domain: cross-cultural communications esp. on the job

[24]good person: intent^impact #karma

k_my_kindness

see also

Kindness is one of the G3 (top 3) essential traits of a good person, a respectable person, or a high-quality person. You want kind individuals in your team, in your family, in leadership. However, this bpost goes beyond kind/unkind.

Trigger: Since my 40s, I often explain my “good life” in terms of good karma. I guess karma is about consequences but I feel karma is also about intent.

Trigger: Increasingly, I tell my family and friends (and I believe) that I’m a good person, but by what standard? We judge a person by her impacts on others around her, and her intentions. Kindness is one of the intentions.

Both Buddhism and Christianity share a tradition of forgiving and accepting ex-criminals, provided they are repentant/remorseful. Clearly, “Impact” is not everything, since intention is a big factor.

Penal systems in many countries recognize both damage (a form of Impact) and intention. In contrast, most awards focus exclusive on Impact, because noble intent is commonplace. Donors are ranked by donation amount.

Venkat of RTS is one of the rare examples of an unkind person.

— 恶有恶报 善有善报 — one of the most powerful “karma laws of the universe” is about kind/unkind.

Hinduism vs Buddhism vs Chinese beliefs after Buddism came to China …. have related concepts of karma. I will NOT include other religions …I’m less familiar. I think Buddist karma concept was developed After Hinduism, so the karma concept has been evolving and not cast in stone.

Q: On Judgment Day, when you stand before God or 阎王爷(Yan2wang2ye2), what things count? Your impacts or your intentions? %%A: Good or bad deeds done with intention.

There are countless unintentional acts we do without knowing “good or bad”. The impact may manefest later but no human (not even Buddha) has 100% foresight about every act. In my world view, karma doesn’t apply in these cases.

— morality .. more strict than kindness
A leader needs moral compass, so kindness is relatively less important. LKY is probably not the most kind person.

I’m also a good husband but not always kind to my wife. Many otherwise kind men are unfaithful to their partners!

In some positions (such as law enforcement), kindness is probably less important than fairness.

The western description of 江青 and many other politicians tends to focus on the personal character including unkindness. In contrast, Mao and many other communists have a respectable character.