##[22]increase^reduce: t-allocation ] ezlife #starv`=optimal

Fact: for some of us, we always feel insufficient allocation to this or that aspects of our lives. (To be fair, occasionally we do feel some over-allocation.)

Our t-allocation decisions are dynamic, fluid and largely run by System1, therefore never precise and /impeccable/. I feel the need to constantly review my allocation decisions over short and long histories, and adjust. I mean Allocation of time + System2 resources [attention, energy, absorbency…] The higher ground I want to push toward is a situation where I find very few items constantly starved/underserved, and ideally the short-term “starvation” is more evenly spread out across [3].
On this higher ground, I would really remember a few (temporary) success stories of adjustment. The success stories empower me to endeavor to correct/adjust my allocation strategy, and avoid the familiar “powerless guilt” driven by the /tyranny/ of perfectionism.

[3] Aha-Insight: starvation=optimal. Simultaneous sunshine/time starvation across multiple tectonic_plates is the essence of optimal allocation. This observation is similar to the “simultaneous saturation” in optimization.

Since 2022,

  • I have decreased tech xx including deep_work, compared to years ago (partly due to diminishing return), replaced with practical scripting, automation, localSys,,, nearly optimal
  • .. Whenever I spend some spare time on QQ or CIV, I do feel fitter, “more prepared”
  • I have 🙂 reduced fren dialog t-spends and created temporary starvation… optimal
  • I have 🙂 maintained workout t-spends .. optimal
  • I have 🙂 increased family time, esp. with boy and meimei .. nearly optimal
  • I have experienced increasing demand (on my Sys2 resources) from BGC, Cambodia, US tax, US stocks, USD TD, calc recon on EGA/RBBT,, nearly optimal
  • I have increased blogg (and other efforts) as self-care…. nearly optimal. As noted in the blogpost on I-statement, my type of blogging is not easy, not lazy, takes training and effort.

^^ Now I don’t feel the burn [self-discipline, with materialistic gains]
My father, in his twilight years, would probably prefer quiet peaceful time,,, not burn.

Perhaps my current t-allocation is nearly /optimal/, based on the successE definition


jolt: now I have relatively limited bandwidth allocated to tech learning or work projects. In contrast, MSFM period was visibly high intensity “burning” but in hind sight, was it worthwhile?

Q: how do we make this blogpost more unique, rather than just another t-allocation blogpost?

In the current life stage marked by carefree job, brbr, fulltime wife taking care of 2 kids,,,, I see an interesting array of initiatives competing for limited absorbency and bandwidth (in terms of time,  mental energy)

I don’t know if my carefree life has brought me to this new “comfort zone”. I used to feel the traction/engagement/accu on tech learning, wellness, parenting. Most of these “domains” require effort or absorbency. I felt the burn and ROTI. Since 2020 (?) my focus has gravitated towards per-finance. Sometimes I’m pulled into news or curiosity searches. See the sink.

It’s always useful to pair up a Increase piece with a Reduce piece.
=====

  • — Reduce
  • [v] reduce/maintain t-allocation to the growing fuxi items in git-blog
  • ?slow down blogging outside the specified topics below — git blogging, blog review
  • reduce friend sharing
    • [v] meet-up is most time-consuming. Always prefer jogging before meet-up.
    • [v] slow down email; reduce t-allocation to email backlog .. Nearly optimal
  • reduce and postpone per finance like SIA, FSM, FWD,,,  I feel this is growing and taking up more and more bandwidth.
  • [v] reduce news reading/watching — a popular, approved diversion. In the carefree phase, it may be more practical to allocate some spare time to these legitimate leisure.
    • [v] reduce leisure reading despite my growing library of free books.. Nearly optimal
    • [v] reduce or warehouse curiosity searches. Optimal
  • —- now the domains
  • — wellness
  • [an s3] maintain (increase if possible) jogging, or increase t-efficiency with shorter workouts as substitute
  • [n] more frequent yoga. more classes? Time consuming and stressful due to penalty. Perhaps wait till restrictions relax
    • ([a] maintain yoga self-practice)
  • [n s2] maintain nutritional research and experiment
  • — parenting
  • slow down: read more books on parenting
  • review my blog
  • ? bring kids out more often
  • — career/安身立命
  • [a s1] c++ critical mass maintenance — thick-> thin, 温故知新. Decline is probably faster than coding drill, therefore more strategic.
  • [an s1] coding drill refresh — to keep in shape, 温故知新. As I told ChengShi, I had an ideal of continuous practice which may demand a lot of absorbency and concentration. Is it sustainable?
  • [an s1] more localSys fuxi — I had the bigGun/laserGun concepts, among many blogposts that I revisited. I may need to remove some other “initiatives” so as to concentrate on localSys
  • — other
  • [a=absorbency required]
  • [s1~s3=strategic value. “Not strategic” by default ]
  • [n=candidate as a new driver]
  • [v=starvation can be optimal]

[20]serenity^zqbx: passive acceptance@bad situation

 


k_tectonic  k_mellow  k_def_of_success

See also

Executive summary of a paradox

  • Serenity .. a positive attribute (valuable and rare). True serenity in the face of adversity requires strength and is often (not always) supported by zqbx. As such, serenity is part of successE and successZ.
  • Passive acceptance .. a negative attribute.. often resembles serenity-without-zqbx.

In this blogpost, my (initial) focus is the widespread passive acceptance of … highly unsatisfactory, barely tolerable or dire situations. Surrender, give-up, 破罐子破摔 are some of the synonyms. These individuals accept the unacceptable (or nearly-unacceptable) and make do with what they have, without zqbx, or trying harder to improve the situation. The most visible example is the homeless beggar, and those sleeping rough in New York city.

On the other extreme, as illustrated through numerous examples in long-term ROTI=rare #600@高考 #Serenity, we should NOT beat ourselves up with unreasonable standards and self-hate. Self-acceptance is paramount. Some call it serenity. Mellow up if you can, and don’t beat yourself up if you can’t achieve it in a reasonable amount of time 🙂

So we sometimes need to strike a balance between ZZ) zqbx, not giving up even in a dire situation vs SS) serenity or self-acceptance of personal limitations. Here, fine judgement is a /rare virtue/. We pick our battles on the really important things. We also pick our battles where we fight to slow down or stop things getting worse. We need the “wisdom to know the difference” between (ZZ) and (SS).

In real life, some wise people might adopt passive acceptance (passive = without zqbx) and display serenity. We are digging into two unrelated phrases with subtle connotations and invisible overlaps. If you don’t want to avoid these two phrases, then you would need to accept and deal with the /messiness/.

In all the challenges listed below, whenever I choose ZZ, my personal-effectiveness shines through (interpersonal effectiveness seems to be less valuable). Over time, the difference between the proactive and the passive can become insurmountable. I’m far from the perfect role model, but my efforts were huge. My endurance was remarkable in the face of repeated setbacks. Thomas Edison said of his light bulb “I haven’t failed — I’ve just found 10,000 that won’t work.

— eg: EDyw .. Non-penetrative or fortnightly/monthly felt like poor choices, like those highly unsatisfactory, barely tolerable choices. How about the current weekly frequency?

I am adopting the zqbx attitude, esp. in exercise and active calendar management.

— eg: summer sleeping mats .. many disappointments with ice crystal cushions, bamboo, straw, synthetic rattan mats, and even plastic-straw mats,,, so my expectation (of their value) was reduced over and over again, so I wasn’t keen to re-consider them. However, some (not all) the cooling mats can alleviate a common but bad situation — growing dependency on A/C. Does it make a real difference? I think it can reduce the number of days I turn on A/C, by 5%…ctbz.

— eg: wordpress.com block editor… The company made it look like new editor is so entrenched as to wipe out any hope of using the classic editor. I was passive in my acceptance of this fate. Then I became proactive.

Harmony? I chose SS after trying for a long time. Serenity would be needed iFF no choice.

— defining eg: Singapore government didn’t accept congested city centers, runaway housing cost, tap water quality, seasonal flooding, declining standard of Chinese, limited local talent pool, over-reliance on MYS water supply, (During covid19) ICU shortfall, overwhelming workload of contact tracers, hopeless prospect of containment, growing threat to nursing homes … which many governments gave up on and accepted. SG leaders took actions , often over decades, to reduce each of these problems. Serenity? Irrelevant.

— eg: math practice — many math students accept that some problems are too hard, so they give up. In contrast, XA.S’s attitude is like zqbx. Also many girls (and some boys too) in my primary and secondary schools put in more practice and improve their pattern recognition. I’m somewhat more skilled than most students, so I didn’t need so much practice, but there are some topics that required me to practice a lot.

Jolt: I also accept that some topics and some problems (like competition level) are too hard for me , but only after I put in a lot of effort.

UChicago MSFM .. at age 42 my attitude was roughly the same. I sank in 30-40 hours a week, and then accept that some homework and past exam problems are too deep too hard and my understanding remained shallow and unconnected, esp. on FixedIncome. Did I give up? Not sure. I think I basically chose a time limit. Any additional effort would have taken up too much time and produced diminishing return.

Serenity needed…

— eg: Coding drill is similar. However, virtually all the web2.0 style coding questions can be solved in 45 minutes, not as hard as the toughest quant problems.

The situation is very bad for some older programmers as they couldn’t pass any speed coding test, or pure-algo test, or weekend assignment.

Harmony? They can choose either zqbx or serenity. Serenity smells like passive acceptance. I choose SS i.e. Serenity but not giving up completely.
— screen time .. I now perceive it as tolerable. XA.S (math!) seems to accept it
Harmony? I choose SS i.e. Serenity, but not giving up completely.

==== household living
existing A/C trunking .. I think most people would (passively) accept, due to high cost.
I think we have to accept the total cost of ownership of indoor cooling.
staying on low floor .. For years, wife accepted the unsatisfactory living conditions including smell (smoke), dim lighting, downstairs noise, pests.
— silver-colored personal chopsticks .. I prefer uniquely-colored chopsticks for unshared usage, but the silver-color drying rack makes my chopsticks hard to find. For years, I didn’t think of improving it. Now I use a unique dark color .. elegant solution.
— on many short pants

  • side pockets too wide-open for cellphone .. for more than a year I had to keep my phone in (more secure, less reachable) pouch or backpack
  • no hook for access cards.. For years, I accepted it, and had to clip my access cards on insecure belts.

==== career
— eg: SY.C said a friend in his 50s got a SWE job offer from Citadel .. Harmony? I choose SS more than ZZ.
— eg: Sunil was unsatisfied with 1) his AVP and the 2) underwhelming prospect of dotnet. Most people in his shoes would accept it, but Sunil took actions over many years and eventually broke through.

Similar eg: my java-}c++ transition, and web2.0 CIV — 99% of us find it hard to cross the moat. Most accept the result and give up. No shame. I didn’t give up on c++. I gave up on HFT interviews. Web2.0 CIV is within reach but am not in a hurry.

Sunil’s and my situations were sub-optimal but not really an example of hardship and passive acceptance thereof.

Harmony? a balance between zqbx and serenity.
— career longevity .. After talking to Miles Yang and XA.S, I felt most of my peers don’t have my dev-till-70 in the WStC harbor
Harmony? I choose ZZ, but I think my peers’ acceptance is not passive.
— job insecurity at a particular place — In today’s economy, most adults experience job insecurity at some points in their adult life. It’s more clearly felt for techies. Most of us accept the anxiety, the fear, the tangible potential impact on our families, and accept it as the norm. “This is the world we are in”. The individuals in ## Not alone2hit job loss were less worried than I was.

I worked very hard for decades, devising and strengthening my dev-till-70 plan for WallSt. Today, I feel more prepared, more confident than that majority I described.

I also learnt my lessons from my false starts, which tend to kill our long-timer plan. I think these disappointments define me and my peers. Some (who?) are even more resilient than me.

Harmony? I choose ZZ because I can.
— long commute .. most of my peers (NYC commuters) accept long commute with serenity
Harmony? I choose SS after deciding on the commute total cost.
— bench time — Probably half the adults in the developed countries I know are pessimistic about bench time after job loss. Jack Z is one example. For techies, median bench time is probably 2M+. One-month is considered rather quick. The higher your salary, the longer you need to sit on bench. These individuals (my sis?) accept it with serenity. In contrast, I choose ZZ. I work very hard to build up my cushions including

  • embrace 70% pay cut just to go out and work
  • constant interviewing even when not job hunting

==== wellness
intimacy ..for years I accepted (passively) the underfucked life, and frequent derailers to my intimacy. I have multiple emails, blogposts such as Xmas2021
— BMI — Rahul was very determined and in-control, but he might be somewhat overweight. Many of my colleagues are overweight. I tend to assume they have poor control over diet or exercise, but I could be very wrong. I think they accept it. Most people don’t i understand why I work so hard towards deeper-green zone. However, I did accept my weight may not go down to 61 kg again. This acceptance is sub-optimal but not unacceptable.

Some slim individuals are not really better at self-control. I guess some of them are just lucky. I have many colleagues who said they are unable to put grow “stronger”.

This “control” is central to successZ, but if our body “system” is hard to control, then I think we need serenity.

Harmony? I choose non-passive acceptance, and mellow-up. Not really serenity. In fact, I think non-acceptance and zqbx is better for some individuals in my cohort.
— supper — I accepted that I would feel hungry if 1) i’m awake at 11pm and 2) there’s food at home beside fruits and veg.
This acceptance is non-ideal but remember my breakfast skip, delayed lunch and dinner. Overall, this is not an unhealthy habit.

Crucially, instead of surrender I fight a bao3shan1 battle by controlling starch and following late-sleep diet tactics 

There is some harmony in this battle. I choose ZZ but not extreme. There’s some crucial element of SS.
— workout 3/week — Most adults have inadequate workout, partly due to lack of time. They accept it. They point at “lower” societies (earlier, primitve or less developed), and conclude that in our advanced society, lack of physical activity is normal. I take it more seriously than the majority but only since 2018.

As of early 2020, I now accept 2-4 times a week for myself. I would say 1/month is barely acceptable and 1/wk is decent.

As of Oct 2020, I now push myself towards 5 times a weekI choose ZZ because the barrier is not so high.
— G3 defining example: yoga —  Most male adults have insufficient flexibility, but they accept it and put it aside as lower priority compared to strength, body shape, or endurance. Yoga is hard for me, but I take it very seriously.
Harmony? I choose ZZ, because my goal is high but feels achievable.
— pull-up — Most guys can’t do 10. The overweight guys can’t do one. They accept it. Similar to yoga, Pull-up is always challenging for me, but I don’t give up. I live with that sense of challenge, self-imposed pressure.

If you are overweight, then self-hate is counterproductive.  But don’t give up. Assisted pull-up is the way to go. Here is a good illustration of the balance between passive acceptance and self-hate. Zqbx vs serenity. I choose ZZ, becasue I can.
— G5 best example: belly fat — As described in why I feel successful, most guys above 30 have a visible belly and most just accept it. In this case, I didn’t have an uphill battle, but if I don’t exercise control, I’m sure to grow a belly.
I choose ZZ.
— longevity goal .. most of my peers seem to target 85. It’s not an unacceptable target. But I don’t accept it. I choose ZZ.
==== pff .. my favorite and strongest domain, so I won’t talk too much about myself.
— savings for retirement — Most adults seem to worry that they have insufficient financial resources to support their desired retirement lifestyle. (I suspect many realize retirement burn rate is much lower, like $2k/retiree.) Anyway, most seem to accept it and take almost no action.

I should ask those endowment salesmen “How many percent of the respondents actually feel well-planned for retirement?”
— savings rate — Most adults (my sis included) accept a brbr below 3/2, i.e. they save less than 1/3 of income. They seem to accept “saving 50% is too hard and unnecessary for me”.
Low saving rate is not a dire situation until a pandemic. OCBC survey shows 70%Singaporeans can’t last past 6M if jobless, due to insufficient savings.
— mortgage — Most buyers accept as unavoidable — “Except the super-rich, who else can avoid a mortgage”. I think they can, provided they save up higher, and buy lower as I did.
Well, mortgage is non-ideal, but not a hardship.
Harmony? I choose ZZ i.e. non-passive acceptance. I don’t give up.
— ECR 8% per year — I don’t think it’s common, so I choose SS.

quality@edu !=measured by college(research)prestige

My first hand experience on quality of eduction :

  • UChicago uses all master grads as tutors while NUS strictly employs only PhD holders as tutorial teachers. A small part of the reason is the heavy assignments. Grading them requires no PhD holders. Stanford does the same as UChicago.
  • UChicago: Two of the most important lecturers were PhD candidates, not PhD holders
  • NUS tutorial class size is up to 20 students, as the 200+ students were divided into tutorial groups. In contrast, UChicago has one big tutorial class with close to 100 students.
  • UChicago has 3-hour lectures, clearly lower quality than the hourly lectures at NUS.

Job interviewers mostly gauge aptitudes and to a lesser extent communications/personality.

The required aptitude needs learning and growing. In this learning process, the primary factor is motivation (beside talent). For this reason, quality of education matters.

For my son, internship would be a big part of “quality@edu”.

— why k.Hu chose NUS
his health condition at the time.
No scholarship available for more prestigious universities.
A branded college was assessed as “not worth the cost” at bachelor level. My parents also had a similar view.

— distance learning? Many people ask me how the UChicago MSFM is Not a distant learning program.

  • We had a Singapore campus where projects and tutorials take place and where staff maintain offices.
  • Singapore campus had conference rooms, library, project rooms.
  • Exams were conducted strictly in an exam venue on campus.
  • All lectures have live video link between Chicago and Sgp
  • About 1/3 of the lectures were conducted locally and live-streamed to Chicago campus
  • More than half the professors visited and taught at Singapore campus

Y no thick⇒thin in UChicago@@

  • option pricing + numerical methods
  • stoch
  • fixed income
  • economics of asset pricing

Throughout these above courses, I focused on intuitive explanations, hoping for thick->thin.

Q: why no thick->thin in quant study, as achieved in c++, algo practice, etc?
A: no reinforcement; no connecting the dots via interviews!

Interviews could be the “unsung hero”. Interviews help us find direction, help us focus, help us /separate the wheat from the chaff/.

I told Shanyou why I won’t read a whole book on socket programming. There are just too many details .. poor retention … poor thick->thin …

[18]UChicago: commendable effort

Look at the recrec blog posts. Look at the xRef notes.

Look at the home work hours spent — at least one full day each week. I seldom copy other people’s before trying my own.

I focused on intuitive explanations, hoping for thick->thin. Even though I still can’t achieve thick->thin on most topics, I tried my best. No regrets. See Y no thick->thin in MSFM

Pace is more intense in UChicago than NUS. Ma Liang said “疲于奔命”.

 

UChicago completed – no mean achievement

* This program is heavy on homework — learning by doing
* Run by the math department, this is heavy on math.
* classmates are mostly grads from top 30 universities
* many of them are math/stats majors
* most of them have superior young brains
* grading is usually competitive and based on distribution
* I had 2 kids and a full time job
* I did most of the study by myself, more than going through the motions