[17]DIY home improvement for strata-leasing]U.S.

My main motivation for learning DIY is strata-lease (my own phrase) — basically leasing out one entire floor to collect rental.

When the tenant gets the privacy of an entire floor, rental rate can improve significantly. My family have two bubbly kids, so it might be hard to get good rents for tenants living with us on the same floor.

Most multi-floor houses are wood structures. I would need to learn DIY home improvement.

Condo or co-op won’t work.

I know 2 Chinese friends (both in IT) learned to do it. I also know 2 Australian guys doing a lot of DIY on their own homes.

##[17] American dream4%%family: 7 items

Warning — Try your best to avoid benchmarking yourself on the wrong histogram. (Relatively few Chinese immigrants move up.) Even if other people are more successful, I don’t want to care. This is MY American dream for MY family (Ranked by importance):

  1. /modest/ home —- safe, comfortable. See blog about rich people with multiple homes
    1. commute —- below 1Hr one-way (Important to me)
    2. my dream home could cost $800k
  2. Chinese-teaching job for wife
  3. salary —- modest VP package with paid leaves or more money without leaves. Achievable
  4. $50k/yr —- surplus savings
  5. rental income —- from Asia? Achievable
  6. ~~~~ the obvious, the minor, the vague…
  7. high school —- a decent one? Depends on their effort + abilities
  8. /modest/ vacations —- each year
  9. health —- for everyone

HDB grant —- upgrade to newer but smaller home. Free up the cash as relief for my U.S. housing

home is a harbor for wife(all women)

The location has to feel orderly — safe and clean. Reference the broken window theory. Need not be spacious or super-convenient compared to nearby locations.

Zofia said Boston is better. I think she meant Richdale Ave felt better than Brooklyn.

Newport – she felt good location (unit size is acceptable to her).

street safety in run-down locations of big cities

Just to share my observations. You need not read.

I read a few on-line articles about violent crimes (including gun violence). I believe they are concentrated in pockets of poverty. A few authors describe Wilmington (or Chicago or Washington) as really 2 cities in one place, so you probably didn’t spend a lot of time in the bad Wilmington city.

I actually lived in a bad block in Brooklyn. The streets were cordoned off on two occasions, as police investigated gun crimes. I asked one of the officers "So this block is not so safe lately?" and he answered something like "This area is never safe".

I was curious why there were no/few white-collar professionals living there with kids. My wife did bring my 3-month old baby boy to the playground during the day but I saw rather few babies playing at the playground. Now I feel very few middle-class family would choose that area.

I moved out of there only to prepare for my parents’ visit but once I moved out I didn’t want to go back there. Rent there was 30 % to 50% lower than elsewhere. Also the subway was very near. These were the 2 main reasons I stayed there so long.

On 23 January 2017 at 23:02, Jay <jay.hu> wrote:

That works. No, not that bad. I do go there on regular bases. Oakland and South of Chicago is realllllly bad. LOL


Jay Hu
PGM TEK, Inc
614-8436820
Jay.hu
www.pgmtek.com

From: "Bin TAN (Victor)" <tiger40490>
Date: Monday, January 23, 2017 at 9:58 AM
To: Jay <jay.hu>
Subject: official work location

Hi Jay,

I would be asked many times by immigration officers "Where would you work". My prepared answers is

"Would be project by project. Currently CEM Tech has clients in Wilmington and Dublin Ohio. My manager is based in Dublin and travels."

By the way, Wilmington is one of the most dangerous cities in the U.S. I heard.

U.S.moving home with ease – tips

I prefer disposables and foldable furniture.

  • chair – foldable and cheap
  • tables – foldable and cheap
  • racks – foldable
  • mattress — foldable, light, cheap. Carry if convenient; Discard if inconvenient (on the ground of hygiene)
  • bed — need landlord to provide. Or get used to sleeping on the floor!
    • put one of 7 bedsheets or blankets (wash once a week) beneath a thin mattress such as yoga mat.
    • http://joereddington.com/1992/2014/01/29/how-to-sleep-on-the-floor/

personalized service in big countries

The service level in Singapore is so high that I don’t need
personalized service.

In a big population like India, US and China, I feel the big organizations with their call centres are inefficient and ineffective understanding my needs and solving my problems. That’s why they offer personalization to high-value customers.

I think it’s costly, so they can’t offer that to every customer.

kids playground in U.S. cities

A good illustration of our perception colored and shaped by personal experiences. It’s always a tainted glass, for every observer. However, the more we could look at it from diverse viewpoints, the more we get a complete, unbiased view.

Contrast – I think in Beijing, NYC and Shanghai, there are not so many kids playgrounds as in Singapore.

Contrast – I guess many landed properties in Singapore don’t have one within walking distance. Not a major concern to parents.

Contrast – At blk 177, we also had to bring baby boy to playgrounds across the road. Not too bad though grandma complained.

Battery Park is one of the nicest parks for family outing. Jersey City has a few nice parks for kids. Even the Newport downstairs playground feels safer and better maintained than the public playgrounds in run-down areas of NYC. It could be my personal bias.

More importantly, like a bank branch, a place of worship, a clean school, a hospital (not the one near Flushing Avenue!) lively playgrounds are a sign of street safety, public order and municipal control. See Broken-window theory.

Example: The small playground near Fort Hamilton Pkwy is old but lively, not littered or neglected. I think there are not many middle-class families but still safe and orderly.