• Rmb 30/Y charged to psbc::gp to receive sms on every in/out amount
• https://btv-open.dreamhosters.com/41310/samsung-tv-stressors/
• choose ICBC::zlh over CMB to save stress due to mobileNum smrz

k_soul_search

See also

• ##[18] buy relief/motivation/engagement
• ##[23]coping solutions #R.Teo困扰

Q: given our rising cashflow high ground [salary, int,,,,], at which pain points could I find /leverage/ to spend a bit more judiciously to reduce my (and wife’s) growing stress? Warning: Slippery slope .. towards overspend and regret.

• [$ = hundreds of dollars each time, $$ = thousands]
• [t = saves a lot of time or Sys2 resources]
• [d = eliminate/reduce due diligence workload]
• [☆★ ===== effective .. leverage or pain relief]
• [$] vacation .. additional hotel room
• creature comfort]low-cost flights
• ^^ promotions .. below list is largely unsorted
• pay for sufficient roaming data pack for Djdj visit … so I can use wpress, github, gmail etc.
• [Sv][$$$] low-pay, less demanding job, as XiaoYan of PSA suggested
• [Sv] more lavish rewards to induce boy’s better beahvior, and buy me some stress relief
• pay out of pocket for DJDJ-required screenings
• [Sr][$ct] tuition for kids .. if kids engage (like ahboy), then we get stress protection and even prevention
• — category: 77_misc small expenses
• accidental roaming costs on #5241 .. I need roaming SMS (free) but it creates a hazard — incoming calls may look like important. Each call I accept accidentally costs some amount.
• Overseas spend .. physical cash creates stress over theft and loss. Reduce that stress by accepting card fees.[dt] buy small things (like chia) faster, without oth
• pay $20/M for starhub SIM to control boy’s mobile data
• [cdt] used batteries .. no obligation to check for 99% depleted or 1% depleted.
• [t] no obligation to sell your old stuff to CashConverter or online. Just discard or give away.
• [d] dripp water tabs .. costs perhaps $1 /month. I can relax and take my time to fix it.
• ChnM monthly fee .. accept
• [Sv] wallet to always carry (low-balance) hsbc movie card… accept risk of loss. In addition, carry another one just for that day. Accept the practice of using the all-day card on weekdays.
• — category: 33_pff
• [Sv] NCT help with title
• [Sv][$ct☆] KondoKo assistance .. RPT
• [Sr] Ivy/Phillip assistance
• [Sv][dt] pay HRBlock extra fee [4].. more effective than paying a consultant
• [dt] buy big quantum to get “free” consultation
• [Sr][t] become priority clients to enjoy better hotline, email support etc
• [St][$$] GEX/PropNex for after-sales assistance
• [St][dt] accept occassional FBF .. No /obligation/ to babysit multiple FBADBs
• [Sr][cdt] accept some late fees or residual debit balance in ccards. Striving for 100% 20 times a year is stressful
• [Sv][d] don’t care about seasonal promotion features if it has a (stressful) deadline.
• — category: 33_wellness support
• Cigna: I used to leave some residual unused budget within the Wellness category. I think it _is_ best practice, but if I exhaust the budget, that is also fine.
• buy simple workout equipment for my use in DJDJ, even if I may use it very lightly
• buy healthy and tasty foods on the go.. usually expensive. Note small portion often less unhealthy.
• [St][cd] fitness classes, fancy fitness equipment that I may discard after a while
• .. [$$] pay a fee to learn some meditation
• [St][$] diet instructor, fitness instructor,,, for affluent clients. Can protect your self-image
• [St] pay for counselling
• — category: 33_tech including personalized /assistance/
• [] VivoY02: a commercial SMS app
• [cdt] buy MSff or adopt WPS in multiple laptops?  I now prefer /decoupling/ from MSff
• [St] accept small roaming costs like outgoing SMS.
• [Sr][$$ ct☆] pay $1k for an IT contractor to set up non-SSL and blog printing service for me. I simply have no bandwidth for now.
• [Sr][t] laptop with premium support or a good Simlim shop
• [Sv][ct] hire a consultant to set up home network with parental control. Hotline support proved stressful
• [Sr] [$c] faster, “richer” smart phone .. reduce stress about storage constraint, but SD card is a cheaper alternative
• [Sv][★$d] wpch USD 200/Y. Phone support would cost a lot more.
• .. similarly, gDrive and VPN
• — less effective, or too commonplace
• [Sv][cd] changeable air tickets
• [☆t$$] temp accommodation near office during initial camp-out phase
• [$$$] improve commute by buying better (not necessarily prime) locations ..
• [] support family buffet even if “good deal” is unlikely [not hungry]
• [$] unpaid leave .. too expensive, not worthwhile. No leverage. Regrettable — spent unpaid leave before starting Macq job .. to gain peaceful family time? low ROI
• [c] taxi .. for family outing. Classic lifestyel creep
• — I want the item above to follow strict criteria. The items below tend to cost money but are not exactly stress relief
• [c] premium economy seats with extra legroom

Many U.S. employers hire commercial providers to provide common stress relief for employees.

Many (too many) stress relief items here are … “personal assistance”

— [c = lifestle creep, creature comforts, against my zqbx and adaptation goals] .. Sharp question:
Q: are these suspects of lifestyle creep?
%%A: in the selected cases, I weigh the costs and benefits and make a conscious (sys2) decision to embrace the creep.

— I try to assign 1/3 of the items to each of the three categories. Very few items would “belong to” two buckets

• [Sr=stress reduction or buffer]
• [St=stress proTection], relatively rare
• [Sv=stress preVention]

— [4] xp: I did my due diligence and decided that without the $69.88 fee, HRblock couldn’t file some uncommon forms (stock sales?). Afterwards, I couldn’t verify that the $70 would really make a difference. In the past, I would always require this verification, or demand a confirmation from the vendor (I trust them). This time, I had too many stressors to clear. I didn’t want to keep the entire (filing) process held up, waiting for this verification.

I accepted the risk that “HRBlock misinformed or short-changed me .. the $70 fee made no difference.” I paid the fee to remove (“prevent”) this and other stressors.