(I want to keep this blog in recrec or open blog, not tanbinvest. I want to be brief yet incisive.)

See 3 ffree scenarios: cashflow figures. What capabilities enabled me to achieved my current Comfortable Economic profile?

• — top 3
• by earning SGP citizenships
• by developing my own investment strategies, via trial-n-error
• by staying healthy
• — the obvious
• by high saving rate thanks to salary + low burn rate — efficiency inspired by SG gov
• by consistent body-building with in-demand skills -> job security. I think rather few of my peers have this level of job security. Most of them work in one company for years. They may be lucky when they need a new job, but they don’t have my inner confidence and level of control on that “luck”. Look at Y.W.Chen. He only developed that confidence/control after he changed job a few times.

When I say “Comfortable” I don’t mean “above-peers”, and not complete financial freedom, but rather … easily affordable lifestyle without the modern-day pressure to work hard and make a living. In my life there are still too many pressures to cope with, but I don’t need to work so damn hard trying to earn enough to make ends meet.

A higher salary or promotion is “extremely desirable” but not needed. I’m satisfied with what I have now.

I can basically retire comfortably.