Singapore has very convenient in-person services, esp. with government agencies and banks/telcos.
U.S. is a developed country. Large geographical layout means most services are delivered by phone or (increasingly) online via chat and self-service.
The U.S. consumers really need to learn how to use these remote services — legwork 🙁
If you want more services delivered in-person, then live in a big city or be prepared to drive.
Q: is this a source of cancer stress?
%%A: possibly.