Note this blogpost is an extension of Shields@family_livelihood , going beyond livelihood. See also

• layers of buffer|alternatives|batt
• G4 personal advantages: Revealed over15Y
• random ffree-derailers#resilience measure

The range of threats, hazards …. is limitless. Missteps and swans are two of many types. At any time, our mind can only focus on a handful. Inevitably, many dangers fall under our radar, because it’s impossible to monitor 33 threats.

The focus on the word “protection” is likely to uncover some threats I perceive semi-consciously or sub-consciously.

• [b] early planning as a protection — the earlier the better
• [bc] [B $] my hand-picked bx — shields. Pr(payout) is rather low 🙁
• Buddhism mentality can be a protection — a bit more reading
• [b] sound education environment for kids — protects against .. parents’ worries
• [bj] UChicago branding — helps me get noticed in some competitive selections.
• [j] English skill — protects against job market competition from overseas newcomers. It is an essential skill in the U.S. when seeking help or defending my family. In Singapore, Chinese can be a competitive advantage.
• — G5 heavy-duty protections, elaborated in Shields@family livelihood
• SG citizenship
• wellness
• cashflow
• tech career longevity
• stable marriage
• — trivial but interesting protections
• printer is a protection due to therapeutic blogg
• vim as a universal reliable alternative text editor, if we can’t easily transfer files into windows for editing
• [j=threat of job loss or job pain]
• [b=branks… see Shields@family livelihood ]
• [c=cash flow stress or distress]

— the shields help protect and strengthen each other..

• career longevity … provides long streams of income
• health and and healthy habits … are instrumental to career longevity
• my strong marriage .. protects my health
• Sg … the tiny red dot provides protection to my assets, my family, and even help protect career longevity
• brbr .. (conserver lifestyle) helps build my nest egg
• my nest egg … center of “graph” … can buy wellness services, learning opportunities to prolong my career

— On 28 Feb 2024, Frank.Fu lost his job while I received a huge bonus payout, and immiediately computed my YoY asset growth (annual snap),,, I wonder what are the truly important shields that protect my livelihood high ground relative to the wider population

* wellness habits, wellness conditions… in the family is the most valuable…

Almost all other shileds are are (indirect) cashflow shields.
* in-demand profile on finDev market .. my skills are still relevant, but my age is a growing concern.
* burn rate control .. many have pointed out my strength and my advantage in this particular skill
* cpfLife compared to U.S. SSA payout
* HDB value and rental demand … not really dependable but better than other rental incomes

— a random list of specific action items to reinforce, strengthen, broaden the protections.

See also random ffree-derailers#resilience measure in the tanbinvest blog. By contrast, today’s list features short-term, hopefully specific, action items. Some are part of long-term plans even though the action items will be on and off. Also, let’s avoid items that don’t really “reinforce” anything.

• [v=vague]
• improve vocab for career, legal, parenting,,,
• maintain and expand vocab for analytical or therapeutic blogg capabilities
• learn DIY home improvement/repair
• piano — learn some pop songs that I can play and sing.
• legal knowledge, esp. in the U.S. context
• online influencing .. digital marketing (as an alternative career/income) is one aspect. You can also use this skillset to influence opinions or increase awareness (“spread the words”).
• — family and kids
• [v] strengthen the marriage to provide a /harbor/ for raising healthy, resilient kids
• [v] more “investment” in family, more energy, not necessarily more time
• [v] more quality time with kids to strengthen the bond
• encourage kids to learn more music
• more self-analysis (blogging beats discussions) to understand my parenting struggles
• — wellness
• make time for wellness, esp. research and experiments
• morning exercise — try more
• more basketball sessions
• more jump-rope sessions
• increase weekly exercise frequency from 1 to 2. If not possible, then implement multiple mini exercises within a day.
• consider exercise classes again
• — pff
• ctbz on brbr.. My capacity to further drive down burn rate will be needed again and again in my lifetime.
• reduce time spent on those small investments for fun, to make time for higher priorities. The nonwork income generated is too low to provide meaningful protection. Reduction can strengthen the shield by freeing up more time and “bandwidth” for more meaningful protections.
• — career
• improve tool knowledge for GTD
• refresh for IV muscle building. Refresh beats learning new stuff.